Renovation Loans
Whether you’re renovating an investment property, adding square footage, or taking over a project already under construction, Lantzman Lending provides fast and reliable financing designed for real estate investors who need speed and flexibility—not red tape..
We specialize in funding renovation projects and mid-construction properties with existing permits or partially completed work. Unlike traditional lenders, we understand that time kills deals and delays cost money. That’s why we keep the process simple, move quickly, and handle everything in-house from underwriting to draw management.
Rates Starting at 8%
Up to 90% Loan to Cost
100% of Rehab Financed
Loan Terms from 6-24 months
Up to 75% of ARV
Loan Amount $50k up to $5M
Why borrowers choose us for their renovation loans?
- Fast closings and streamlined approvals
- Same-day or next-day draw processing
- No fund control setup fees
- No inspection fees on draws
- Direct lender with in-house servicing
- Financing for renovations, additions, and mid-construction projects
- Loans for 1–4 units, multifamily, commercial and mixed-use properties
What are renovation loans?
A renovation loan is a short-term real estate loan designed to help investors finance both the property and the cost of improvements or repairs. These loans are commonly used for fix-and-flip projects, property upgrades, additions, or properties that need renovations before they can be rented or sold.
Unlike traditional bank loans, renovation loans are typically based on the property’s current value and its projected value after the improvements are completed—often referred to as the “After Repair Value” or ARV.
These loans are ideal for:
- Fix and flip projects
- Property additions and expansions
- Cosmetic or heavy renovations
- Mid-construction projects needing additional capital
- Investors improving rental properties before refinancing
NEED FUNDS FOR A STALLED OUR PROJECT OR TO ADD VALUE TO AN INVESTMENT PROPERTY?
The terms were fair, transparent, and not sketchy — which is rare in this space.
We’ve been working with a lot of lenders lately as we grow our real estate portfolio, and it’s usually an exhausting experience. Overpromising, underdelivering, bait-and-switch tactics, poor communication — you name it. To the point where we joke that “all lenders are liars.”
Lantzman Lending was the complete opposite. Professional, honest, efficient, and truly aligned with our success. That combination is incredibly hard to find.
If you’re an investor looking for a lender who actually does what they say they’re going to do, and does it well — Lantzman Lending is one of the very few I would confidently recommend.
I contacted Landzman. After a few hours they gave me the thumbs up that I could put in the offer. Deal done. Thanks Landzman
The renovation Loan Process
Step 1:
Contact us by phone or email
Provide details about the property, renovation plans, and your investment experience to get a quote the same day.
Step 2:
Loan Evaluation & Quote
Our team assesses the property's current value, ARV (after repair value, and your proposed budget to determine loan eligibility & we will send you a quote quickly.
Step 3:
Apply & get approved
Fill our easy application with limited information & provide a few documents that allows our team to quickly evaluate qualifications and get you a approved as fast as 24 hours.
Step 4:
We Get your loan close Quickly
Once your loan is approved, our team will reach out to escrow and get a settlement statement and prelim title report. We can have your loan documents out for signing as fast as we can gather those items.
FREQUENTLY ASKED QUESTIONS
We don’t have a minimum credit score. We take into account your overall scenario. Taking into account your scenario, experience, and credit to make a common sense decision. We understand the credit reporting systems sometimes don’t tell the whole story. Call or email us today so we can review your unique scenario.
No experience, no problem. If you have good credit and some reserves to the the project to the finish line, then we can help you fund your first fix flip. We also consider construction, real estate, and homeownership experience when evaluating your loan. This allows us to lend to new investors with the right borrower profile.
We can close as fast and escrow and title can get us a prelim title report and estimated settlement statement. We are a direct lender and we have funds available. We don’t look for individual investors for each loan as funds are needed. This means we are there for you when you find the right deal and we can close quickly to help you make aggressive offers.
We conduct an in house valuation that involves gathering a photos and a scope of work for renovations that can be completed quickly. Often times we can complete our valuation process in 24 hours or less once we have your application and supporting documents.
Yes, yes, and yes. We allow creative financing options that include all of these options. Call or email us to discuss your unique scenario.
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Let's get the renovation started!
Our commitment is to support your real estate ventures with financing solutions that are fast, flexible, and tailored to your needs. With extensive experience, we are your trusted partner in achieving investment success.
