Commercial Bridge Loans
Reliable Capital for Smart Investors
At Lantzman Lending, we specialize in Commercial Bridge loans to access capital quickly. Whether you’re looking to close on a purchase in record time, or access equity on a ultra fast cash out refinance, our goal is simple: provide fast, flexible funding that helps you close confidently.
Call 858.720.0229
We’re not just another lender—we’re private money experts who understand real estate from the inside out.
Rates Starting at 8%
Up to 90% Loan to Cost
100% of Rehab Financed
Loan Terms from 6-24 months
Up to 75% of ARV
Loan Amount $50k up to $5M
Fast, Flexible commercial bridge Financing for Real Estate Investors
Our Commercial Bridge Loans are designed to empower investors to purchase, renovate, and resell or refinance quickly into a permanent loan. We offer the ability to scale your flipping business or create a rental portfolio with value added equity. Our loan process is built to help you make aggressive offers and close quickly. No appraisals and same day approvals allow you to get your offers accepted the same as cash…
What Are commercial bridge loans?
A Commercial Bridge Loan is a short-term, asset-based financing tool used to “bridge the gap” between an immediate funding need and long-term financing solutions. In the world of real estate investing, it is the primary vehicle used to move quickly on opportunities or to access equity in your commercial property through a bridge loan refinance. It is a valuable tool for investors that aren’t yet ready for traditional bank financing for a number of different reasons.
At Lantzman Lending, we view bridge loans as a strategic tool for a handful of use cases:
- Un-stabalized or distressed property acquisitions that require quick closings or cash offers
- Fast closings that are required due to contractual or seller requirements cannot be met by traditional lending
- Quick access to equity in an owned commercial asset through refinance for speed or due to lack of qualification for traditional financing
- Bridge loans with Lantzman Lending can often include renovations or improvement
- Commercial loans that require creativity and flexibility – Cross Collateral Loans, Distressed Assets, and Value-Add Loans
Lantzman Lending provides true private money—no middlemen, no red tape, and direct access to decision-makers.
NEED TO CLOSE QUICKLY ON A COMMERCIAL PURCHASE OR REFINANCE?
The terms were fair, transparent, and not sketchy — which is rare in this space.
We’ve been working with a lot of lenders lately as we grow our real estate portfolio, and it’s usually an exhausting experience. Overpromising, underdelivering, bait-and-switch tactics, poor communication — you name it. To the point where we joke that “all lenders are liars.”
Lantzman Lending was the complete opposite. Professional, honest, efficient, and truly aligned with our success. That combination is incredibly hard to find.
If you’re an investor looking for a lender who actually does what they say they’re going to do, and does it well — Lantzman Lending is one of the very few I would confidently recommend.
I contacted Landzman. After a few hours they gave me the thumbs up that I could put in the offer. Deal done. Thanks Landzman
Why Choose Our comercial bridge loans?
Time is of the essence in real estate investments. Our streamlined process ensures:
- Same-day approvals once we receive the application and supporting documents: Quick decision-making to seize opportunities.
- Funding within 5–10 business days: Ensuring that you can make aggressive offers and close on time.
We offer flexible terms to suit diverse investment needs:
- Loan Amounts: Ranging from $100,000 to $5 million.
- Loan-to-Value (LTV): Up to 70% of the purchase price.
- After Repair Value (ARV): Financing up to 70% of ARV for Value Add Projects
- Interest Rates: Starting at 9%
- No Pre Payment Penalties or Minimum Interest Due
- Loan Terms: Typically 12 to 36 months, with extensions available
Our services span the entire state, including:
- California
- Nevada
- Arizona
- Washington
- Texas
- Idaho
- Florida
We understand that each project is unique. Our loan programs cater to various scenarios:
- Property Types: Industrial, Multi-Family, Office, Retail, & Mixed Use
- Borrower Profiles: First-time investors, seasoned flippers, LLCs, and corporations.
- Purchase & Refinances
- As is and Value Add Commercial Bridge Loans
- Terms: 1-3 Years
The Commercial bridge Loan Process
Step 1:
Contact us by phone or email
Provide details about the property and your investment experience to get a quote the same day.
Step 2:
Loan Evaluation & Quote
Our team assesses the property's value and determine loan eligibility & we will send you a quote within 24 hours.
Step 3:
Apply & get approved
Fill our easy application with limited information & provide a few documents that allows our team to quickly evaluate qualifications and get you approved quickly.
Step 4:
We Get your loan close Quickly
Once your loan is approved, our team will reach out to escrow and get a settlement statement and prelim title report. We can have your loan documents out for signing as fast as we can gather those items.
FREQUENTLY ASKED QUESTIONS
We don’t have a minimum credit score. We take into account your overall scenario. Taking into account your scenario, experience, and credit to make a common sense decision. We understand the credit reporting systems sometimes don’t tell the whole story. Call or email us today so we can review your unique scenario.
No experience, no problem. If you have good credit and some reserves to the the project to the finish line, then we can help you fund your first fix flip. We also consider construction, real estate, and homeownership experience when evaluating your loan. This allows us to lend to new investors with the right borrower profile.
We can close as fast and escrow and title can get us a prelim title report and estimated settlement statement. We are a direct lender and we have funds available. We don’t look for individual investors for each loan as funds are needed. This means we are there for you when you find the right deal and we can close quickly to help you make aggressive offers.
We conduct an in house valuation that involves gathering a photos and a scope of work for renovations that can be completed quickly. Often times we can complete our valuation process in 24 hours or less once we have your application and supporting documents.
Yes, yes, and yes. We allow creative financing options that include all of these options. Call or email us to discuss your unique scenario.
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Partner with Us for Your Next Investment
Our commitment is to support your real estate ventures with financing solutions that are fast, flexible, and tailored to your needs. With extensive experience in the California market, we are your trusted partner in achieving investment success.
