Trust Loans
Need a loan on a property held in a family trust or an inherited property? We’ve got you covered.
At Lantzman Lending, we specialize in flexible Trust Loans for many different scenarios unique to estates, trusts, and beneficiaries of trusts. We provide fast, flexible funding that helps you close confidently.
Call 858.720.0229
We’re not just another lender—with over 30 years in the business, we are private money experts who understand trust loans and real estate from the inside out.
Rates Starting at 8%
Up to 90% Loan to Cost
100% of Rehab Financed
Loan Terms from 6-24 months
Up to 75% of ARV
Loan Amount $50k up to $5M
What Are trust loans?
A trust loan is a type of private loan made directly to a revocable trust or to a beneficiary of the trust, often used in estate planning or inheritance situations where the trust owns real estate and needs liquidity. Unlike traditional loans, trust loans are often offered by private or hard money lenders because conventional lenders shy away from funding entities where the borrower isn’t an individual or doesn’t have a clear personal guarantee. These loans are also commonly used to help beneficiaries equalize distributions, buy out other heirs, or provide short-term financing for real estate held in the trust.
Lantzman Lending provides true private money—no middlemen, no red tape, and direct access to decision-makers.
NEED A QUOTE FOR YOUR TRUST OWNED PROPERTY IN MINUTES? NO PROBLEM! CLICK BELOW!
The terms were fair, transparent, and not sketchy — which is rare in this space.
We’ve been working with a lot of lenders lately as we grow our real estate portfolio, and it’s usually an exhausting experience. Overpromising, underdelivering, bait-and-switch tactics, poor communication — you name it. To the point where we joke that “all lenders are liars.”
Lantzman Lending was the complete opposite. Professional, honest, efficient, and truly aligned with our success. That combination is incredibly hard to find.
If you’re an investor looking for a lender who actually does what they say they’re going to do, and does it well — Lantzman Lending is one of the very few I would confidently recommend.
I contacted Landzman. After a few hours they gave me the thumbs up that I could put in the offer. Deal done. Thanks Landzman
Why Choose Lantzman lending for trust Loans?
Lantzman Lending offers fast, flexible financing for trust-owned or estate-owned property, making it the go-to choice for borrowers who need quick access to capital without the red tape of traditional lenders. Whether you’re a trustee needing to buy out heirs, settle an estate, or refinance property held in a revocable trust, Lantzman understands the unique complexities of trust lending and offers a streamlined approval process with minimal documentation. With decades of experience in hard money lending and real estate, our team provides common-sense underwriting, direct lending, and same-day approvals—so you can move forward with confidence and speed when it matters most.
Time is of the essence in real estate investments. Our streamlined process ensures:
- Same-day approvals once we receive the application and supporting documents: Quick decision-making to seize opportunities.
- Funding within 5–10 business days: Ensuring that you can make aggressive offers and close on time.
We offer flexible terms to suit diverse investment needs:
- Loan Amounts: Ranging from $50,000 to $5 million.
- Loan-to-Value (LTV): Up to 90% of the purchase price.
- After Repair Value (ARV): Financing up to 75% of ARV.
- Interest Rates: Rates of 8.0% to 12% for bridge and fix and flip loans. Rates stating at 6% for DSCR.
- No Pre Payment Penalties or Minimum Interest
- Loan Terms: Typically 6 to 24 months for bridge loans. 30 years for DSCR
Our services span the entire state below, in addition to there states on request and where allowed by local regulation:
- California
- Nevada
- Idaho
- Texas
- Arizona
- Washington
- Colorado
- Texas
We understand that each project is unique. Our loan programs cater to various scenarios:
- Property Types: Single-family homes, multi-family units, condos, townhouses.
- Project Types: Distressed properties, foreclosures, short sales, REOs.
- Borrower Profiles: First-time investors, seasoned flippers, LLCs, and corporations.
The Trust Loan Process
Step 1:
Contact us by phone or email
Provide details about the property and scenario.
Step 2:
Loan Evaluation & Quote
Our team assesses the property's current value, & we will send you a quote quickly.
Step 3:
Apply & get approved
Fill our easy application with limited information & provide a few documents that allows our team to quickly get you approved, no appraisal.
Step 4:
We Get your loan close Quickly
Once your loan is approved, our team will reach out to escrow and get a settlement statement and prelim title report. Documents will be ready as soon as soon as title and escrow are ready.
FREQUENTLY ASKED QUESTIONS
We don’t have a minimum credit score. We take into account your overall scenario. Taking into account your scenario, experience, and credit to make a common sense decision. We understand the credit reporting systems sometimes don’t tell the whole story. Call or email us today so we can review your unique scenario.
We can close as fast and escrow and title can get us a prelim title report and estimated settlement statement. We are a direct lender and we have funds available. We don’t look for individual investors for each loan as funds are needed. This means we are there for you when you find the right deal and we can close quickly to help you make aggressive offers.
We conduct an in house valuation that involves gathering a photos and a scope of work for renovations that can be completed quickly. Often times we can complete our valuation process in 24 hours or less once we have your application and supporting documents.
We do not have a minimum seasoning requirement being on title. This is often important for properties that are inherited and need to either payoff a loan that is due or delinquent or buying out other beneficiaries.
Recently Funded
Check Out This Fabulous Luxury Fix and Flip in Las Vegas
$5,000,000 Cross Collateralized Bridge Loan – Application to Docs in 7 days!
$750,000 Commercial Bridge Loan in Sacramento — Application to Loan Docs in 10 Days!
$360,000 Las Vegas Fix and Flip Loan – Funded in 6 days!
San Diego Investor Adds 10 Units with $2.6M Commercial Hard Money Loan
Impressive Home Makeover Completed with Our Fix & Flip Funding in Las Vegas
Santa Maria Fix & Flip Investment Guide: Lessons from a Successful Project
Hayward Fix & Flip with Smart Mid-Construction Financing
No Time Wasted: 42 Days to Market in Santa Maria
Partner with Us
Our commitment is to support your real estate ventures with financing solutions that are fast, flexible, and tailored to your needs. With extensive experience, we are your trusted partner.
