Hard Money Lenders Visalia, CA
We are California licensed private hard money lenders with over 30 years of combined experience providing hard money loans in Visalia. Lantzman Lending is uniquely qualified to provide the funding you need as quickly and easily as possible. We operate from our own cash reserves so there’s no need to deal with a middle man, which means your waiting time can be drastically reduced.
How are Visalia hard money loans structured?
Closing on a real estate deal as quickly as possible is crucial in the ever growing Visalia real estate market. At Lantzman Lending we structure our hard money loans with that need in mind. We provide some of the most fair, cost effective hard money loan terms you’ll find anywhere, designed specifically to give you the financial freedom you need so you can move on real estate deals without delay.
We understand that no two customers are exactly the same, and neither are our loans. Everything from refinancing to construction hard money loans are tailored to meet your individual needs but here are some general conditions you can expect with any of our hard money loans:
- Financing that ranges from $50,000 up to $3,000,000+
- Up to 65-70% ARV; Up to 85% Acquisition + 100% Rehab
- First position loans for non owner occupied (NOO) properties only
- 6-24 month terms (longer terms considered on a case by case basis)
- Interest rate from 7.99%
- Loan origination fees vary depending on length of term
- No prepayment penalties
Situated in the agricultural San Joaquin Valley, Visalia has grown to become the economic and governmental center as well as the county seat of Tulare County. Its rich farmland is just one of the many natural features of Visalia, which is near three of California’s most well known parks, Yosemite, Sequoia and Kings Canyon.
With a steadily growing population, Visalia maintains a healthy real estate market, which is great for competition but means that investors need to have cash on hand in order to move on a deal. As private money lenders, Lantzman Lending helps to streamline the process of securing a loan so you always have the advantage in any deal.
Our Easy 4-Step Process
How can I get approved for a Visalia hard money loan?
If you’ve ever applied for a traditional loan, then you know how stressful the approval process can be. At Lantzman Lending we don’t think that should be necessary, which is why our application process is designed to be as quick and easy as possible.
Simply fill out our online preapproval application and we’ll give you a response within 24 hours. Our average closing time is just 5 to 7 business days and if we have all of your documentation, we may be able to close in as little as 3 days. We handle each loan on a case by case basis and we’ll go out of our way to accommodate special requirements.
The one thing all hard money loans have in common is the need to secure funding as quickly as possible. Lantzman Lending achieves this end by focusing primarily on the strength of the loan and the collateral you provide rather than your financial history.
Unlike traditional loans, limited income, low credit score, past foreclosures or bankruptcies won’t stand in your way when you’re trying to secure a hard money loan. As private money lenders, we can guarantee quick and easy approval no matter your financial circumstances.
What kind of loans are available in Visalia?
Lantzman Lending offers everything from fix and flip to commercial hard money loans. Our full range of loan options includes:
Fix and flip properties or rehab: single family, multiplexes, condominiums or apartments
Commercial: multi-family units, office spaces, industrial zones, hotels, motels or restaurants
Probate, Trust & Estate
What is the cost of a hard money loan in Visalia?
The average hard money loan amount in Visalia is about $316,000. Particular amounts vary from one case to another and may depend heavily on the lender you choose. As private money lenders, Lantzman Lending offers competitive rates on all of our hard money loans so that you have the flexibility to move quickly in the competitive Visalia real estate market. Lack of funding should never stand in the way of making good on your real estate investments and we’re ready to provide you with the financial edge you need to stay ahead of the competition.
Will a low credit score prevent me from getting a hard money loan in Visalia?
All too often, a low credit score becomes a major stumbling block to securing a traditional bank loan but that’s not the case with hard money loans. When you deal with Lantzman Lending a low credit score will never stand in your way. We have no minimum credit requirements or income threshold requirements and since we don’t rely on financial history for approval, your past mistakes won’t be an issue. We’ll make it as easy as possible for you to get the funding you need when you need it most.
How can we make the approval process so smooth? As private money lenders, we don’t focus on your financial history so there’s no need for intrusive credit and background checks. Instead, our approval depends solely on the collateral you provide, including property, retirement accounts, home equity or even cash that you can use to finance the loan in the event of default.
With a median home price of around $379,000, the Visalia real estate market continues to steadily grow. There’s no doubt that the Visalia real estate market is competitive and being successful here means having every advantage you can get, including quick approval regardless of your credit score so you can get the funding you need as quickly as possible. If you’re looking to secure a real estate deal in Visalia then you need Lantzman Lending, the hard money lenders you can trust.
Lantzman Lending offers the following loans to real estate investors:
Would you like to have more information about our loans?
Need Help With A Hard Money Loan? Let Us Know.
Recently Funded Deals in Visalia, CA
We think our investors did a fantastic design on this remodel in Los Angeles. What an incredible transformation by our borrowers on this Mid Century gem. They received multiple offers in less than a week. Lantzman Lending provided a $980k loan and it sold for $1.495M after renovations!
Take a look at this unique Fix and Flip in Los Angeles, California. This 4 bedroom, 3 bath home has been fully remodeled and sits near the heart of Culver City. Purchase Price: $950,000 | Loan: $945,000 | Sale Price: $1,4000,000
This Los Angeles, CA Fix and Flip was purchased for $520,000. We funded a loan of $400,000 which included 100% of the repair costs. Our Borrower remodeled and resold the property for $680,000.
This Los Angeles, CA Fix and Flip was purchased for $541,000. We funded a loan of $482,000 which included 100% of the repair costs. Our Borrower remodeled and resold the property for $848,000
We’ve built a reputation for reliable, competitive and consistent service, as reflected by regular four and five star reviews at Google and Yelp. We’re proud of that record and continually work to be a name you can trust when it comes to hard money loans. With quick turnaround times and quality service Lantzman Lending can help you get your real estate investing dreams off the ground and soaring towards the good life in Visalia, CA
Blog Articles You May Be Interested In:
7 Steps to Guaranteed Hard Money Approval
Finding Funding For Flipping Houses
Using Direct Money Lenders for Your Construction Project