Hard Money Lenders Roseville, CA
We are California licensed private hard money lenders with over 30 years of combined experience providing hard money loans in Roseville. Lantzman Lending can help you secure the funding you need as quickly as possible from our own cash reserves with no need to deal with a middle man.
How are Roseville hard money loans structured?
Closing on a real estate deal means having the ability to move as quickly as possible and Lantzman Lending understands that need. We’ve made it our business to provide some of the most fair, cost effective hard money loans available today. With the ability to draw from our own funds and no need for time consuming credit checks, we can streamline the process so you have the freedom to move quickly and get ahead of the competition.
Of course, no two customers are identical and neither are our loans. Refinancing, construction or commercial hard money loans are all tailored to meet your specific needs, but here are some general conditions you can expect with every loan from Lantzman Lending:
- Financing that ranges from $50,000 up to $3,000,000+
- Up to 65-70% ARV; Up to 85% Acquisition + 100% Rehab
- First position loans for non owner occupied (NOO) properties only
- 6-24 month terms (longer terms considered on a case by case basis)
- Interest rate from 7.99%
- Loan origination fees vary depending on length of term
- No prepayment penalties
With a unique combination of picturesque historic areas and bustling modern retail and corporate properties, Roseville has seen a boom in population in recent years. Major corporations like Hewlett-Packard have helped to stimulate economic growth and contribute to a strong real estate market.
Commercial and construction hard money loans are some of the most effective tools that real estate investors can use in order to find success in this kind of market. In order to secure the loan you need, you need a company that understands the intricacies of the market and there are no more experienced private money lenders than Lantzman Lending.
Our Easy 4-Step Process
How can I get approved for a Roseville hard money loan?
Getting approved for a traditional loan can be a real headache, but Lantzman Lending can help to reduce that pain with an application process specifically designed to be as quick and easy as possible. All you have to do is fill out our online preapproval application and we’ll give you a response within 24 hours.
Our average closing time is just 5 to 7 business days but if we have all of your documentation up front we may be able to close in as little as 3 days. We handle each loan on a case by case basis doing everything we can to accommodate special requirements.
While each loan is unique, the one thing they all have in common is the need to get funding to you as quickly as possible and at Lantzman Lending we do that by focusing on the strength of the loan and the collateral you provide rather than your financial history. For this reason limited income, low credit score, past foreclosures or bankruptcies will never stand in your way when you work with us. As private money lenders, we can make the approval process much smoother and easier no matter what your circumstances.
What kind of loans are available in Roseville?
Lantzman Lending offers a wide range of loans for properties in Roseville, from fix and flip to construction hard money loans, including:
Fix and flip properties or rehab: single family, multiplexes, condominiums or apartments
Commercial: multi-family units, office spaces, industrial zones, hotels, motels or restaurants
Probate, Trust & Estate
What is the cost of a hard money loan in Roseville?
The average hard money loan amount in Roseville is about $316,000. Of course, specific amounts will vary from one loan to another and may depend heavily on the lender. Lantzman Lending offers competitive rates on all of our Roseville hard money loans so that you have the flexibility to move quickly in the ever growing real estate market. A lack of funding should never prevent you from moving on a real estate deal and we’re ready to provide the quick funding you need to give you an edge on the competition.
Will a low credit score prevent me from getting a hard money loan in Roseville?
The quick answer is no! While a low credit score can be a major stumbling block to securing a traditional bank loan, it will never stand in your way when it comes to a direct hard money loan from Lantzman Lending. We have no minimum credit requirements or income threshold requirements, so problems with your financial history won’t trip you up. You can breathe easier knowing that your path to getting the funding you need is clear and clean.
How can we guarantee such a quick and easy approval process? It’s simple, as hard money lenders we don’t focus on your financial history, so you don’t have to endure any intrusive credit and background checks. The focus of our loans is the collateral you provide, including property, retirement accounts, home equity or even cash.
With a median home price of around $699,000, the Roseville real estate market is healthier than ever. A healthy market means plenty of competition, which is why dealing with private money lenders is so crucial. Lantzman Lending is ready to provide investors in the Roseville area with the funding they need with quick approval regardless of your credit score. We’ve been the top source for hard money loans in Roseville for over 30 years and we’ll work with you so you can get quick and easy financing without the hassle of traditional loans.
Lantzman Lending offers the following loans to real estate investors:
Would you like to have more information about our loans?
Need Help With A Hard Money Loan? Let Us Know.
Recently Funded Deals in Roseville, CA
We think our investors did a fantastic design on this remodel in Los Angeles. What an incredible transformation by our borrowers on this Mid Century gem. They received multiple offers in less than a week. Lantzman Lending provided a $980k loan and it sold for $1.495M after renovations!
Take a look at this unique Fix and Flip in Los Angeles, California. This 4 bedroom, 3 bath home has been fully remodeled and sits near the heart of Culver City. Purchase Price: $950,000 | Loan: $945,000 | Sale Price: $1,4000,000
This Los Angeles, CA Fix and Flip was purchased for $520,000. We funded a loan of $400,000 which included 100% of the repair costs. Our Borrower remodeled and resold the property for $680,000.
This Los Angeles, CA Fix and Flip was purchased for $541,000. We funded a loan of $482,000 which included 100% of the repair costs. Our Borrower remodeled and resold the property for $848,000
We’ve built a reputation for reliable, competitive and consistent service, as reflected by regular four and five star reviews at Google and Yelp. We’re proud of that record and continually work to be a name you can trust when it comes to hard money loans. With quick turnaround times and quality service Lantzman Lending can help you get your real estate investing dreams off the ground and soaring towards the good life in Roseville, CA