At Lantzman Lending we understand the importance of closing on a real estate deal as quickly as possible. That’s why we make it our business to provide some of the most fair, cost effective hard money loan terms you’ll find anywhere. Unlike traditional bank loans, our hard money loans are structured specifically to streamline the funding process and give you the freedom you need to move on those important deals right away.

Since no two customers are exactly the same, neither are our loans. Every individual loan is tailored to meet your specific needs but there are some general conditions you can expect with any Sacramento hard money loan from Lantzman Lending:

Financing that ranges from $50,000 up to $3,000,000+
Up to 65-70% ARV; Up to 85% Acquisition + 100% Rehab
First position loans for non owner occupied (NOO) properties only.
6-24 month terms (longer terms considered on a case by case basis).
Interest rate from 7.99%
Loan origination fees vary depending on length of term
No prepayment penalties

From the historic feel of Old Sacramento to American River Parkway and the rest of the extensive park system, there is something for everyone in the Capital city. The bustling downtown area is a center for business, with numerous corporations and organizations headquartered here. It’s not surprising, then, that Sacramento is such a rich draw for real estate investors. The extraordinary strength of the market makes it essential to move quickly in order to stay one step ahead of your competitors. You need a lender who understands the complex nature of real estate investing and that’s where Lantzman Lending comes in. We’re committed to making the process of securing a loan as smooth as possible.

wk geng

6 months ago

Thanks Dominic, he works really helpful and effecient. Nice to met them.

Angela Merlo-Rains

They helped us acquire an inherited property that was already in foreclosure — not a simple deal — and structured a hard money loan that actually set us up to succeed. They moved quickly, communicated clearly, and walked us through every step of the process. They also provided a rehab budget and withheld funds to cover loan payments, which removed a huge amount of stress and allowed us to focus on execution.

The terms were fair, transparent, and not sketchy — which is rare in this space.

We’ve been working with a lot of lenders lately as we grow our real estate portfolio, and it’s usually an exhausting experience. Overpromising, underdelivering, bait-and-switch tactics, poor communication — you name it. To the point where we joke that “all lenders are liars.”

Lantzman Lending was the complete opposite. Professional, honest, efficient, and truly aligned with our success. That combination is incredibly hard to find.

If you’re an investor looking for a lender who actually does what they say they’re going to do, and does it well — Lantzman Lending is one of the very few I would confidently recommend.

flor Zarate

Lantzman Lending has been our go-to for hard money loans time and time again. They’re responsive, professional, and always close on time—something every realtor values. Highly recommend if you’re looking for a reliable hard money lender.

Shahob A.

9 months ago

Pleasure to work with. Fast and reliable and they don't go looking for the money like so many other hard money lenders.

Debora Jett

I contacted Lantzman Lending and was lucky that Daniel Rosenberg called me back. He was such a pleasure to work with. He was always very timely in responding back to me and was very professional. I definitely would recommend this Company to all of my family and friends. Thank you so very much Daniel for everything in making this Hard Money Loan so seamless.

Howard Katz

11 months ago

We had to close on a a time sensitive real estate acquisition to buy a highly discounted property. My bank of thirty years stated no problem but they would take 6-8 weeks. The other hard lenders like Lima promised quick turnaround but then had zero respect for my time, experience and financial net worth. (I have not been messed around by a lender that much in 40 years).
I contacted Landzman. After a few hours they gave me the thumbs up that I could put in the offer. Deal done. Thanks Landzman

Marco Chavez

1 year ago

Thank you Dominic Thompson for your assistance on our loan with Lantzman Lending. Your attentiveness and communication made the loan process seamless . I highly recommend you and Lantzman Lending for any future home loans and look forward to working with you again in the near future. Thank you for all you did, as it did not go unnoticed.

Properties 24 LLC

On behalf of our company Properties 24 LLC, I recommend them if you are looking for loans for your fix and flips project. They are your best option. They have already financed 6 projects for us and they are very quick to give you the loans and very friendly.

Mai Yang

Their whole team was professional and personable. They were quick to respond, explaining and addressing any of my concerns. They explained strategies and let me do what's right for me. Their expertise and efficiency gave me the competitive edge to close on two properties. I'm looking forward to many more transactions with them.

Khalief Brown

My experience with Lantzman Lending was super smooth. Their entire team is attentive, they all communicated well throughout the entire process and we got the loan funded very quickly. I'd definitely recommend them and look forward to working with them again.

How are Sacramento hard money loans structured?

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