Direct Hard Money Loans in San Jose
We are Lantzman Lending, San Jose hard money lenders with over 30 years of direct private money lending experience. We offer fast, reliable financing to a wide variety of real estate investors by tailoring loan programs to your specific needs. Our private loan rates start as low as 8% and can close within just 3 days.
No matter what type of real estate you are investing in, we have a loan product to match. Whether you hold title in a company entity (LLC, Corp, Trust, etc.) or personally, our experienced team is ready to handle all transaction types. And since we are true asset based lenders, we only require a one-page application to get started and send you a quote within 24 hours.
How are our hard money loans structured?
At Lantzman Lending we understand the importance of striking while the iron is hot when it comes to San Jose real estate deals. To make that possible for you, we offer some of the most fair, cost effective hard money loan terms you’ll find anywhere. Unlike traditional bank loans, our hard money loans give you the financial freedom you need, so you can move on a deal before your competitors do.
Each individual loan is tailored to meet your specific needs and we’ll do everything we can to make it work for you. Generally speaking, however, here’s what you can expect when you secure a hard money loan from Lantzman Lending in the San Francisco Bay area:
– Financing that ranges from $50,000 up to $3,000,000+
– Up to 65-70% ARV; Up to 85% Acquisition + 100% Rehab
– First position loans for non owner occupied (NOO) properties only.
– 6-24 month terms(longer terms considered on a case by case basis).
– Interest rate from 7.99%
– Loan origination fees vary depending on length of term
– No prepayment penalties
Whether you need a hard money loan to secure a residential property or to get in on one of the many commercial opportunities in and around San Jose, you need a lender who understands the complex nature of real estate investments and financing. With our deep commitment to making the loan process as smooth as possible, Lantzman Lending has been among the top hard money lenders in San Jose. We draw from our own reserves, which helps to eliminate the need for a middle man and lets you take full control of your financial future.
Lantzman Lending offers the following loans to real estate investors:
Our Easy 4-Step Process
Financing When You Need It
With an ever growing predominantly wealthy population, San Jose is an ideal location for commercial investment properties and Lantzman Lending is the perfect lender for this unique area. Our team is focused on lending at competitive terms with superior service, whether you’re making your first real estate investment or the latest in a long line of deals. With our focused approach on fast financing we’re ready to earn your business by providing you with the loan you need.
We’re uniquely positioned to help you by providing hard money loans for fix & flip projects , commercial hard money loans, construction loans and bridge loans.
With homes regularly selling at just under a million dollars, San Jose is not an easy market for prospective homeowners. It can be difficult to find your footing when it comes to purchasing a single family home, but that opens the door to the commercial market, where rentals can bring in a steady income. If you’re interested in tapping into that market with a commercial rental or fix & flip property, we can provide a hard money loan to meet your business needs.
When you consider that the majority of Californians actually rent rather than buying, that translates to one of the most lucrative rental markets in the country. At Lantzman Lending, we’re keenly aware of that trend which is why we are ready to help facilitate your commercial property purchase with a direct hard money loan from our own resources. You can skip the middleman and get the money you need now.
We operate as asset based lenders, so you can get a private money loan without the lengthy approval process involved in traditional loans. We provide hard money loans for fix & flip, construction, refinances and commercial loans in CA, NV, TX and AZ and we fund up to 65% of the after repair value on fix and flips and 65% of current value on most other loan scenarios.
Would you like to have more information about our loans?
Need Help With A Hard Money Loan? Let Us Know.
Recently Funded Deals in San Jose
Lantzman funded a total loan amount of $350,000. The total loan included a portion of the purchase price and 100% of the repair cost for this charming Victorian home located near downtown San Jose, CA.
As the heart of Silicon Valley, San Jose is on the cutting edge and as the area’s top hard money lenders, Lantzman Lending is uniquely prepared to help you stay ahead of the curve. We’re known for being reliable, competitive and consistent, which is borne out by our four and five star Yelp and Google reviews.
We’re ready to provide the cash you need at a fair rate, so that you can start making your commercial real estate investment work for you.