San Francisco Hard Money Loans
We are Lantzman Lending, San Francisco hard money lenders with over 30 years of direct private money lending experience. We offer fast, reliable financing to a wide variety of real estate investors by tailoring loan programs to your specific needs. Our private loan rates start as low as 8% and can close within just 3 days. We are a direct source of hard money capital, so the money comes from our own funds. Just fill out our easy 4 step initial application to find out if you are approved.
No matter what type of real estate you are investing in, we have a loan product to match. Whether you hold title in a company entity (LLC, Corp, Trust, etc.) or personally, our experienced team is ready to handle all transaction types. And since we are true asset based lenders, we only require a one-page application to get started and send you a quote within 24 hours.
How are San Francisco hard money loans structured?
Unlike traditional bank loans, hard money loans are designed to get you the money you need as quickly as possible. At Lantzman Lending we know that speed can be essential when it comes to closing real estate deals and that’s why we provide some of the most fair, cost effective hard money loan terms you’ll find anywhere. Our loans optimize speed by avoiding the middle man and helping you get the funding you need now.
Each individual loan is tailored to meet your specific needs and we’ll do everything we can to make it work for you. Generally speaking, however, here’s what you can expect when you secure a hard money loan from Lantzman Lending in the San Francisco Bay area:
– Financing that ranges from $50,000 up to $3,000,000+
– Up to 65-70% ARV; Up to 85% Acquisition + 100% Rehab
– First position loans for non owner occupied (NOO) properties only.
– 6-24 month terms(longer terms considered on a case by case basis).
– Interest rate from 7.99%
– Loan origination fees vary depending on length of term
– No prepayment penalties
From commercial properties in the bustling metro areas of San Francisco and Oakland, to residential opportunities in beautiful Napa or the coastal haven of San Mateo, there are plenty of opportunities in the real estate market in the region. Getting in on those deals can be a challenge, but when you have an experienced lender on your side that can make it much easier. Lantzman Lending has been that lender for so many investors over the years and we’re committed to doing everything we can to make the process run smoothly.
We take the headache out of securing a loan so that you remain in control of your financial situation. No more relying on a middle man or going through a complicated approval process, you’ll have the money you need when you need it most.
Lantzman Lending offers the following loans to real estate investors:
Our Easy 4-Step Process
Financing When You Need It
Unlike other San Francisco hard money lenders, Lantzman Lending provides you with a quote within 24 hours of making a request and our team is focused on lending at competitive terms with superior service for every customer. With great rates and fast financing we believe that we can earn your business and provide you with the loan you need without the lengthy approval process.
We know that California has a large rental market, and that’s particularly true in San Francisco, which translates into a tremendous opportunity for commercial rental properties. To help you take advantage of that market, Lantzman Lending offers a wide range of hard money loans, from fix & flip or rehab loans to construction loans, commercial loans or refinances.
Of course with any loan, time can be absolutely critical, especially when you’re dealing with a competitive market like the one in San Francisco. That’s why we operate as asset based lenders, providing the financing you need directly from our own resources.
Our track record speaks for itself, with a long history of hard money loans in CA, NV, TX and AZ, with funding of up to 65% of the after repair value on fix and flips and 65% of current value on most other loan scenarios.
Would you like to have more information about our loans?
Need Help With A Hard Money Loan? Let Us Know.
Recently Funded Deals in San Francisco
Check out this cute entry level fix and flip in Oakland. This 1938 home was given a complete makeover, from the inside out. Tastefully done on a budget. Purchased: $365,000 | Loan: $380,000 which included 100% of the repair costs | List Price: $540,000
This Beautifully updated 1,064 Sq. Ft. home is located in Oakland, California. It was purchased for $320,000, with a loan of $315,000, creating a Resale value of $505,000.
This Oakland, CA Fix and Flip was purchased for $780,000. We funded a loan of $585,000 which included 100% of the repair cost. Our Borrower remodeled and resold the property for $1,250,000.
This Oakland, CA Fix and Flip was purchased for $270,000. We funded a loan of $220,000 which included 100% of the repair cost. Our Borrower remodeled and resold the property for $530,000.
This Oakland CA Fix and Flip was purchased for $500,000. We funded a loan of $520,000 which included 100% of the repair costs. Our Borrower remodeled and resold the property for $740,000
It’s no surprise that Lantzman Lending is a top San Francisco hard money lender. We’re known for being reliable, competitive and consistent, and our four and five star reviews at Yelp and Google bear that out.
Whether they’re looking for a commercial, construction or fix & flip loan our goal is always to help our customers get the financing they need to make their San Francisco investment dreams a reality.