Private Money Loans
We are Lantzman Lending, San Francisco hard money lenders with over 30 years of direct private money lending experience. We offer fast, reliable financing to a wide variety of real estate investors by tailoring loan programs to your specific needs. Our private loan rates start as low as 8% and can close within just 3 days.
No matter what type of real estate you are investing in, we have a loan product to match. Whether you hold title in a company entity (LLC, Corp, Trust, etc.) or personally, our experienced team is ready to handle all transaction types. And since we are true asset based lenders, we only require a one-page application to get started and send you a quote within 24 hours.
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Direct Private Loans In San Francisco
With the familiar image of cable cars climbing the steep, fog shrouded hills San Francisco is one of the most popular tourist destinations in all of California. More than 25 million visitors come to the picturesque San Francisco area every year, where they take in an eclectic mix of landmarks from the breathtaking Golden Gate Bridge to the historical Alcatraz Federal Penitentiary. The city’s cultural heritage is represented by its diverse neighborhoods, including the Chinatown district and Fisherman’s Wharf.
Clearly, there is plenty of reason to leave your heart in San Francisco, which is why there are also so many who choose to come to the city and stay. Situated just outside the Silicon Valley, San Francisco is home to many technology companies and other corporations, from Reddit, Pinterest and Twitter to Uber, Dropbox and Levi Straus & Co. That business landscape has had a direct effect on the real estate market and as of 2020, San Francisco could claim the highest salaries, disposable income, median home prices and median rents in the world.
According to Zillow, as of May 2020 the median home value in San Francisco was $1,447,191 and the median rent price tops out at $4,500. Not surprisingly, that ranks San Francisco as a luxury market and with a low housing supply that puts the advantage squarely in the hands of the seller. All of which means this can be a remarkably lucrative area for commercial rental or fix & flip properties.
We have a unique understanding of that market since Lantzman Lending has been providing hard money loans in San Francisco for over 30 years. We’ll ensure you have the working capital you need as quickly as possible with instant quotes. Once we have all your documentation we’ll help you finalize your hard money commercial loan within as little as three days.
Lantzman Lending offers the following loans to real estate investors:

Our Easy 4-Step Process
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Financing When You Need It
Unlike other San Francisco hard money lenders, Lantzman Lending provides you with a quote within 24 hours of making a request and our team is focused on lending at competitive terms with superior service for every customer. With great rates and fast financing we believe that we can earn your business and provide you with the loan you need without the lengthy approval process.
We know that California has a large rental market, and that’s particularly true in San Francisco, which translates into a tremendous opportunity for commercial rental properties. To help you take advantage of that market, Lantzman Lending offers a wide range of hard money loans, from fix & flip or rehab loans to construction loans, commercial loans or refinances.
Of course with any loan, time can be absolutely critical, especially when you’re dealing with a competitive market like the one in San Francisco. That’s why we operate as asset based lenders, providing the financing you need directly from our own resources.
Our track record speaks for itself, with a long history of hard money loans in CA, NV, TX and AZ, with funding of up to 65% of the after repair value on fix and flips and 65% of current value on most other loan scenarios.
Would you like to have more information about our loans?
Need Help With A Hard Money Loan? Let Us Know.
Recently Funded Deals in San Francisco

Check out this cute entry level fix and flip in Oakland. This 1938 home was given a complete makeover, from the inside out. Tastefully done on a budget. Purchased: $365,000 | Loan: $380,000 which included 100% of the repair costs | List Price: $540,000

This Beautifully updated 1,064 Sq. Ft. home is located in Oakland, California. It was purchased for $320,000, with a loan of $315,000, creating a Resale value of $505,000.

This Oakland, CA Fix and Flip was purchased for $780,000. We funded a loan of $585,000 which included 100% of the repair cost. Our Borrower remodeled and resold the property for $1,250,000.

This Oakland, CA Fix and Flip was purchased for $270,000. We funded a loan of $220,000 which included 100% of the repair cost. Our Borrower remodeled and resold the property for $530,000.

This Oakland CA Fix and Flip was purchased for $500,000. We funded a loan of $520,000 which included 100% of the repair costs. Our Borrower remodeled and resold the property for $740,000
It’s no surprise that Lantzman Lending is a top San Francisco hard money lender. We’re known for being reliable, competitive and consistent, and our four and five star reviews at Yelp and Google bear that out.
Whether they’re looking for a commercial, construction or fix & flip loan our goal is always to help our customers get the financing they need to make their San Francisco investment dreams a reality.
Blog Articles You May Be Interested In:
7 Steps to Guaranteed Hard Money Approval
Finding Funding For Flipping Houses
Using Direct Money Lenders for Your Construction Project