Hard Money Lenders Laguna Niguel, CA
We are California licensed private hard money lenders with over 30 years of combined experience providing hard money loans in the Laguna Niguel area. Lantzman Lending can help you secure the loan you need quickly and easily, with no need for middlemen or time consuming credit checks.
How are Laguna Niguel hard money loans structured?
Lantzman Lending offers some of the most fair, cost effective terms on hard money loans available anywhere. We understand the importance of moving quickly to secure real estate deals in Laguna Niguel and our hard money loans are designed to give you the financial freedom and flexibility you need. With quick financing, you’ll have the ability to stay competitive and a much better shot at beating the competition to the draw.
While every individual loan is tailored to meet your specific needs, here are the general terms you can expect with Laguna Niguel hard money loans from Lantzman Lending:
- Financing that ranges from $50,000 up to $3,000,000+
- Up to 65-70% ARV; Up to 85% Acquisition + 100% Rehab
- First position loans for non owner occupied (NOO) properties only
- 6-24 month terms (longer terms considered on a case by case basis)
- Interest rate from 7.99%
- Loan origination fees vary depending on length of term
- No prepayment penalties
Nestled in the southwest corner of California bordering the Pacific Ocean, Laguna Niguel serves as a residential suburb for the neighboring cities of northern and central Orange County. It is a popular location, known for its mild coastal climate, low crime rate and access to a number of parks and public trails that allow residents to enjoy many outdoor activities.
Whether you are looking for residential or commercial hard money loans to make your move in the real estate market here, you need a lender who can provide ready financing with no complications. Lantzman Lending is committed to making the loan process as smooth as possible for all of our customers in Laguna Niguel. With the ability to draw from our own reserves, we can help to eliminate the need for a middle man and put you in control of your financial future.
Our Easy 4-Step Process
How can I get approved for a Laguna Niguel hard money loan?
There’s no doubt that getting approved is usually the most difficult and stressful part of securing a loan, but at Lantzman Lending we make approval easy. Just fill out our online preapproval application and you’re guaranteed to get a response within 24 hours. Once your loan application is received we’ll close within 5 to 7 business days and if we have all of your documentation in hand, we may even be able to close in as little as 3 days. We give each loan the individual attention it deserves and we’ll do everything we can to accommodate any special requirements.
Whether our customers need residential, commercial or construction hard money loans, our goal is always the same, to get the funds to you as quickly as possible. Because our primary focus is on the strength of the loan and the collateral you provide, we can make the approval process much easier.
Issues like limited income, low credit score, past foreclosures or bankruptcies that could hold up or prevent closing on traditional loans won’t be a problem when it comes to hard money loans. As private money lenders, we can provide quick, easy approval no matter your financial circumstances.
What kind of loans are available in Laguna Niguel?
Lantzman Lending offers a wide variety of Laguna Niguel hard money loans, including:
Fix and flip properties or rehab: single family, multiplexes, condominiums or apartments
Commercial: multi-family units, office spaces, industrial zones, hotels, motels or restaurants
Probate, Trust & Estate
What is the cost of a hard money loan in Laguna Niguel?
The average hard money loan amount in Laguna Niguel is about $404,000, though specific amounts can vary from one case to another and may depend heavily on the lender. At Lantzman Lending we are dedicated to offering affordable rates on all of our hard money loans so that our customers can move quickly in the competitive Laguna Niguel real estate market. We’ll do everything we can to get you the money you need to close your deal so that you don’t have to lose out.
Will a low credit score prevent me from getting a hard money loan in Laguna Niguel?
There’s no denying the impact of a low credit score when it comes to securing traditional bank loans, but your credit history won’t be an issue with a direct hard money loan from Lantzman Lending. We have no minimum credit requirements or income threshold requirements so nothing will stand in your way. You’ll have all the funding you need as quickly as possible so you can move fast and close that real estate deal.
The difference private money lenders make is a real one. We can cut to the chase by putting the focus on your collateral, including property, retirement accounts, home equity or even cash. Unlike traditional lenders, we don’t focus on your financial history so there’s no need for intrusive credit and background checks and the approval process is much easier. And since we draw from our own cash reserves, we avoid the need for a middle man, which can add unnecessary complications to the process.
With a median home price of about $1,300,000 Laguna Niguel is an attractive market for wealthy buyers. In order to get in on that market an investor needs plenty of capital in a short amount of time. There’s no time to wait through a long and complicated approval process or get hung up because of a low credit score.
Lantzman Lending stands out among private money lenders in Laguna Niguel because we’re prepared to provide the financing you need without the added stress.
Lantzman Lending offers the following loans to real estate investors:
Would you like to have more information about our loans?
Need Help With A Hard Money Loan? Let Us Know.
Recently Funded Deals in Laguna Niguel, CA
We think our investors did a fantastic design on this remodel in Los Angeles. What an incredible transformation by our borrowers on this Mid Century gem. They received multiple offers in less than a week. Lantzman Lending provided a $980k loan and it sold for $1.495M after renovations!
Take a look at this unique Fix and Flip in Los Angeles, California. This 4 bedroom, 3 bath home has been fully remodeled and sits near the heart of Culver City. Purchase Price: $950,000 | Loan: $945,000 | Sale Price: $1,4000,000
This Los Angeles, CA Fix and Flip was purchased for $520,000. We funded a loan of $400,000 which included 100% of the repair costs. Our Borrower remodeled and resold the property for $680,000.
This Los Angeles, CA Fix and Flip was purchased for $541,000. We funded a loan of $482,000 which included 100% of the repair costs. Our Borrower remodeled and resold the property for $848,000
We’ve built a reputation for reliable, competitive and consistent service, as reflected by regular four and five star reviews at Google and Yelp. We’re proud of that record and continually work to be a name you can trust when it comes to hard money loans. With quick turnaround times and quality service Lantzman Lending can help you get your real estate investing dreams off the ground and soaring towards the good life in Laguna Niguel, CA