Private Money Loans
We are Lantzman Lending, Folsom hard money lenders with over 30 years of direct private money lending experience. We offer fast, reliable financing to a wide variety of real estate investors by tailoring loan programs to your specific needs. Our private loan rates start as low as 8% and can close within just 3 days.
No matter what type of real estate you are investing in, we have a loan product to match. Whether you hold title in a company entity (LLC, Corp, Trust, etc.) or personally, our experienced team is ready to handle all transaction types. And since we are true asset based lenders, we only require a one-page application to get started and send you a quote within 24 hours.
Direct Private Loans In Folsom
Folsom California was quite literally put on the map when the great Johnny Cash wrote the song “Folsom Prison Blues” and then famously recorded it live at Folsom Prison in 1968. While the city has continued to embrace its connection with Cash, even dedicating both a bridge and a hiking/biking trail in his name, it also has many other attractions that bring visitors year in and year out. Ranging from its picturesque Historic District to beautiful Folsom Lake, this is a truly unique little corner of Sacramento County.
The Folsom Powerhouse State Historic Park features one of the country’s first AC hydroelectric plants, now carefully preserved as an historic site. At the opposite end of the spectrum is the Intel Corporation, the technology giant that has become the largest private employer in the Sacramento area. With so much to draw in visitors and residents alike, it’s easy to see why Folsom remains such a popular location in the shadow of the state capitol.
Employers like Intel and Folsom Prison continue to make the city of Folsom a real estate draw. Home values here have seen a fairly steady rise over the last decade according to Zillow. The current median home value in Folsom is $651,491 and the median rent price is $1,944. With home values continuing to rise, there’s little worry about the health of the market here, which makes it as enticing for real estate investors as it is for homebuyers and renters.
Lantzman Lending has been operating as a hard money lender in Folsom for over 30 years and we’re uniquely prepared to help you take advantage of everything that the area has to offer. We understand how important it can be to move quickly on a real estate deal, especially when multiple offers are on the table. That’s why we’re ready to provide short term loans with instant quotes and speedy turnaround times so that you can make your move without hesitation.
Our Easy 4-Step Process
Financing When You Need It
Tapping into the natural power provided by water, Folsom was built on the promise of bringing electricity to people as quickly as possible. Speed can be just as critical when it comes to finalizing real estate deals and at Lantzman Lending we understand the need to strike while the iron is hot.
Unfortunately, securing a traditional loan can be frustrating and time consuming, but Lantzman Lending helps to make the process easier with hard money loans that can be finalized in as little as 4 or 5 days. We guarantee you’ll have a quote within 24 hours of your initial request and will start the ball rolling on your loan right away. With competitive rates and superior service, we do everything we can to get you the financing you need when you need it most.
The ability to move quickly on a real estate deal is especially important when it comes to commercial investment properties, especially in a location like Folsom where the market can be competitive. With a wide range of hard money loans, from fix & flip or rehab loans to construction loans, commercial loans or refinances, Lantzman Lending can help give you the competitive edge so that you don’t get left out in the cold in real estate deals.
At Lantzman Lending we’re asset based lenders. That means we can provide financing directly from our own resources so there’s no relying on a middle man and waiting times are drastically reduced. We are established lenders in CA, NV and WA, providing funding of up to 65% of the after repair value on fix and flips and 65% of current value on most other loans.
Bridge Loans in Folsom
One of the most common applications for hard money is bridge loans. As the name suggests, these are short term loans that help you bridge the gap until you can secure a traditional, long term loan. That can make all the difference when you need to move quickly on a deal and Lantzman Lending is ready to provide bridge loans to help make your real estate investing dreams come true.
Lantzman Lending offers the following loans to real estate investors:
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Recently Funded Deals in Folsom
We think our investors did a fantastic design on this remodel in Los Angeles. What an incredible transformation by our borrowers on this Mid Century gem. They received multiple offers in less than a week. Lantzman Lending provided a $980k loan and it sold for $1.495M after renovations!
Take a look at this unique Fix and Flip in Los Angeles, California. This 4 bedroom, 3 bath home has been fully remodeled and sits near the heart of Culver City. Purchase Price: $950,000 | Loan: $945,000 | Sale Price: $1,4000,000
This Los Angeles, CA Fix and Flip was purchased for $520,000. We funded a loan of $400,000 which included 100% of the repair costs. Our Borrower remodeled and resold the property for $680,000.
This Los Angeles, CA Fix and Flip was purchased for $541,000. We funded a loan of $482,000 which included 100% of the repair costs. Our Borrower remodeled and resold the property for $848,000
We’re proud of our reputation for reliable, competitive and consistent service, which is borne out by regular four and five star reviews at Google and Yelp. We’ve been helping clients in Folsom with commercial, construction and fix & flip loans for years and we’ve become a name you can trust. With fast, quality service Lantzman Lending can help you find your spot in the Folsom real estate market and avoid singing the loan approval blues.