Private Hard Money Loans
We are Lantzman Lending, Sacramento hard money lenders with over 50 years of direct private money lending experience. We offer fast, reliable financing to a wide variety of real estate investors by tailoring loan programs to your specific needs. Our private loan rates start as low as 8% and can close within just 3 days.
No matter what type of real estate you are investing in, we have a loan product to match. Whether you hold title in a company entity (LLC, Corp, Trust, etc.) or personally, our experienced team is ready to handle all transaction types. And since we are true asset based lenders, we only require a one-page application to get started and send you a quote within 24 hours.
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Direct Private Loans
Lantzman Lending stands apart from other California hard money lenders. Our process is unique — we deliver a quote within one hour of your request. Our mortgage specialists are committed to providing fair, accurate quotes, so you can trust that every offer you receive is realistic and competitively valued.
We base all of our lending on assets, not credit scores, so you can access the private money loans you need with confidence. We understand that if you’re seeking a direct lender, you’re likely looking for an asset-based loan — so we focus on the property’s value and mortgage potential rather than what a credit bureau reports.
Your life and your business are more than just a number when you work with Lantzman Lending. We’ve earned our reputation as a leading hard money lender in California by being straightforward, responsive, and giving our clients the opportunity they need to move forward and succeed.
Lantzman Lending offers the following loans to real estate investors:
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Types of Commercial Properties We Finance
Our Sacramento commercial hard money loans can be applied to a wide variety of commercial properties, whether residential or business, including:
Multi-family Residential Properties in Sacramento
We finance in several areas within Sacramento that are known for having a high concentration of multi-family residential buildings, including apartments and condos. As commercial hard money lenders in Sacramento, we can fast-track your investment projects so you can start earning faster.
Sacramento Office Buildings and Executive Suites
We service the office building districts in Sacramento. These neighborhoods are home to many high-rise office buildings, corporate headquarters, and medical offices as well as a variety of retail shops, restaurants, and other amenities. As private commercial lenders, we can help you gain a foothold in the Sacramento corporate infrastructure with hard money commercial loans.
Sacramento Retail Properties
The retail districts in Sacramento are home to a variety of retail shops, restaurants, bars, and entertainment venues, making them popular areas for tourists and residents alike. We finance in these areas, allowing you to take advantage of fast, hard cash capital to increase your future investment revenue.
Industrial and Warehouse Properties in Sacramento
Industrial neighborhoods in Sacramento house a variety of industrial businesses, including warehouses, distribution centers, and manufacturing facilities. They are also located near major transportation routes, making them ideal for businesses that require easy access to transportation infrastructure.
We facilitate hard money commercial construction projects, such as industrial, manufacturing, and warehousing properties in these districts for large-scale business ventures.
Hotels, Motels, and Restaurants in Sacramento
Lantzman Lending finances Sacramento investments in hotels, motels, and restaurants within the city. These neighborhoods are popular with tourists and are home to a wide variety of hotels, motels, and restaurants, ranging from budget-friendly options to high-end luxury establishments.
Lantzman Lending is an expert and trustworthy commercial hard money lender in the Sacramento area. We have expert knowledge of the local landscape, which we rely on to make the lending process as simple as possible for local entrepreneurs and investment property owners.
No matter what kind of property you’re interested in, we offer Fix-n-Flip or Rehab, Construction, Refinance or Commercial loans. Our hard money commercial loans are designed to fit your needs with up to 65% of current fair market value, 2.0 – 3.5 points on most 6-18 month loans and interest from 8.99% depending on LTV. We also offer Cash Out Refinance that requires a Use of Funds letter and must be used towards business purposes.
Sacramento Hard Money Lenders
Lantzman Lending is your Sacramento hard money lender when you need cash in a pinch. Going to a private money lender can be stressful or complicated, especially when you’re not sure whether your credit score is going to be a problem. At our Sacramento private loan location, you’ll always get a friendly customer service representative when you need help in the form of a development loan or mortgage. Our customers are usually pleasantly surprised by our speed, friendliness, and the fairness of our quotes.
We’re uniquely positioned to help you by providing hard money loans for fix & flip projects , commercial hard money loans, construction loans and bridge loans.
Hard Money Loans, Quick & Reliable Real Estate Funding
Direct Private Capital Within Reach
Most people who come to direct lenders are interested in cash borrowed against assets rather than based on a great credit score. While good credit is nice, it’s only part of the picture. At Lantzman Lending, we’ve chosen to focus on on-the-ground assets rather than your credit score when deciding how much money to lend you. Our private money lenders are experienced in valuing homes and property and can come up with a quote for you within about an hour. Then you can decide whether you’d like to accept the loan. If you say yes, you’ll have the money within three days!
Real People Who Want to Help
We’re not just any Sacramento hard money lenders. Lantzman Lending is a friendly place with a company focus on being truly helpful to our clients. We know that cash is what you need to get a fix’n’flip fixed and flipped, so we offer real estate loans on property that just needs a bit of attention. We can work with you on a mortgage loan that helps you now and into the future.
Hard money loans can be a huge relief when you need cash. Let us help you to create the space in your life for a bit of financial relief.
To learn about hard money loans see our “Guide to Hard Money Loans” and our “Guide to Rehab and Construction Loans“.
Blog Articles You May Be Interested In:
7 Steps to Guaranteed Hard Money Approval
Finding Funding For Flipping Houses
Using Direct Money Lenders for Your Construction Project
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