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Loan Amount
$470,000

Purchase Price
$535,000 - March 2025

Final Sale Price
$765,000 - June 2025

Project Details
Lantzman Lending is a hard money lender and did a loan for the client for $470,000 on a purchase of $535,000

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June 18, 2025 by Social Media

Santa Maria Fix & Flip Success: How One Experienced Investor Maximized Profits in 77 Days

When it comes to profitable fix and flip investments, timing and efficiency are everything. A recent Santa Maria fix & flip project funded by Lantzman Lending demonstrates exactly what’s possible when an experienced investor partners with the right private lender. In just 77 days from purchase to sale, this project generated an impressive $230,000 gross profit – a testament to both strategic planning and efficient execution.

A 77-Day Success Story

Our longtime client, an experienced fix and flip investor, identified a prime opportunity in Santa Maria in March 2025. The property, purchased for $535,000, required a comprehensive renovation but offered excellent potential in a desirable neighborhood. Working with Lantzman Lending’s efficient funding process, the investor was able to move quickly and capitalize on the opportunity.

The transformation was remarkable. The property underwent a complete interior and exterior remodel, featuring brand new kitchen cabinets, high-end appliances, and elegant quartz countertops. The design created a large, open living space with a stunning island and inviting fireplace – perfect for Santa Maria’s lifestyle. Additional improvements included fresh hand texture and paint throughout, new dual-pane windows, and a complete composition shingle roof replacement.

The results speak for themselves: the property was back on the market in just 35 days and sold for $765,000 in June 2025, generating a gross profit of $230,000. The total timeline from purchase to sale was an exceptional 77 days.

The Efficiency Formula: Experienced Investor Meets Efficient Lender

This Santa Maria fix & flip success story highlights the importance of both investor expertise and lending efficiency. Our client’s approach demonstrates the key strategies that separate successful flippers from the rest:

Streamlined Operations: The investor maintains an in-house construction crew dedicated specifically to fix and flip projects. This eliminates the delays and coordination challenges that come with managing multiple contractors and ensures consistent quality across all projects.

Proven Systems: Rather than reinventing the wheel with each project, successful flippers develop reliable relationships with the same materials suppliers. This approach reduces costs, ensures consistent quality, and eliminates the time spent researching and vetting new vendors for each project.

Market-Focused Design: The renovation focused on clean, neutral colors and designs that appeal to the broadest possible buyer base. This strategy, combined with high-quality finishes, ensures properties sell quickly rather than sitting on the market due to overly personalized or niche design choices.

Avoid Over-Customization: While unique features can be appealing, experienced flippers understand that over-customization can actually hurt marketability and extend time on market. This project struck the perfect balance with premium finishes in a universally appealing design.

How Lantzman Lending Accelerates Success

While investor expertise is crucial, the right lending partner can make the difference between a good project and an exceptional one. Lantzman Lending’s efficiency advantages played a key role in this project’s success:

Lightning-Fast Approvals: With 35 years of experience in real estate lending and over 15 years with our current management team, we understand what makes projects successful. Our in-house decision-making process allowed us to approve this loan within 24 hours of receiving the complete application and supporting documents.

No Appraisal Delays: Traditional lenders often require formal appraisals that can take weeks to complete. Lantzman Lending uses in-house price opinions that can be completed within 24 hours, eliminating a major bottleneck in the funding process.

Responsive Fund Control: Our same-day and next-day draw funding kept this project moving at maximum speed. With no setup fees or draw fees, investors can access their construction funds immediately when needed, preventing costly delays that eat into profits.

Direct Lending Advantage: As a direct lender with a traditional fund structure, we eliminate the uncertainty that comes with lenders who must line up individual investors for each deal. Our clients know their funding is secure once approved – no last-minute surprises or cancelled deals.

Competitive Terms: With loan-to-value ratios up to 70% of improved value and rates as low as 10% for fix and flip projects, we provide the financial flexibility experienced investors need to maximize their returns.

The Santa Maria Fix & Flip Opportunity

The success of this project reflects broader market trends that make Santa Maria an attractive location for fix and flip investments. The area benefits from strong job growth, excellent schools, and proximity to both coastal areas and major employment centers. Santa Maria has delivered a cumulative appreciation rate of 114.56% over the past ten years, ranking in the top 30% nationwide.

Santa Maria’s real estate market continues to present excellent opportunities for fix and flip investors. The current median home price in Santa Maria is $665,000, representing a 2.9% increase from last year, while homes sold for a median price of $705,500 in March 2025. This upward trajectory, combined with properties going to pending in around 9 days, creates an ideal environment for quick turnarounds on well-executed renovation projects.

The market’s strength is further validated by recognition from major publications, with the Wall Street Journal listing Santa Maria-Santa Barbara as the number one emerging housing market, citing strong performance in wages, unemployment rates, and local amenities.

For fix and flip investors, Santa Maria offers several key advantages:

Strong Buyer Demand: Quick sale times and steady price appreciation indicate healthy buyer demand, reducing the risk of extended holding periods that can erode profits.

Diverse Price Points: With opportunities ranging from starter homes to luxury properties, investors can find projects that match their experience level and capital availability.

Renovation-Friendly Inventory: The market includes numerous properties that benefit from strategic renovations, providing consistent deal flow for active investors.

Partnering for Success

This Santa Maria fix & flip success story demonstrates what’s possible when experienced investors partner with an efficient, responsive lender. The combination of strategic renovation planning, quality execution, and fast funding created the perfect conditions for maximum profitability.

At Lantzman Lending, we’ve built our reputation on helping real estate investors achieve their goals through responsive service, competitive terms, and deep market knowledge. Our focus on business-purpose loans throughout California and Nevada means we understand the local markets and can move quickly when opportunities arise.

Whether you’re an experienced investor looking to expand your portfolio or considering your first fix and flip project, the right lending partner can make all the difference. With our proven track record, efficient processes, and commitment to investor success, Lantzman Lending is ready to help you achieve similar results in Santa Maria’s thriving real estate market.M

Ready to explore your next Santa Maria fix & flip opportunity? Contact Lantzman Lending today to learn how our efficient funding process and competitive terms can help you maximize your investment returns. With our experienced team and streamlined operations, your next successful project could be just around the corner.

📞 Contact Lantzman Lending today to see how we can help you close faster and grow smarter.

(858)720-0229

Info@lantzmanlending.com

Filed Under: Residential

858-720-0229

11696 Sorrento Valley Rd, Suite 201
San Diego, CA 92121
*CA-DBO CFL #603-e104 | CA-BRE #01522724

*Loans arranged under the authority of our CFL license will be made pursuant to a California Financing Law License

6671 S. Las Vegas Blvd., Suite 210, Office 201
Las Vegas, NV 89119
MLD 4649 and 4615 | NMLS 1578116

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