🏌️‍♂️ Behind the Scenes of a $2.8M Hard Money Win on a Luxury Summerlin Flip

Not all deals are created equal — this one was a big hit in every way. We recently closed a $2.8 million hard money loan on an ultra‑luxury property in Summerlin, Las Vegas — a home that’s currently listed at around $4.5 million and poised to be one of the most talked‑about flips of the year. The results were stunning and we can’t say enough about the design, finishes, and execution. The investor knows how to turnout a fabulous remodel. Check out the photos as words cannot do justice!

This stunning Summerlin estate sits in the exclusive Bellacere gated community, backing up to the TPC Las Vegas golf course with panoramic mountain and fairway views. At over 5,400 sq ft with 4 bedrooms + casita, resort‑style pool with grotto spa, slide, swim‑up bar, entertainer’s BBQ patio, and designer finishes throughout, this home screams west coast luxury. From soaring 16‑foot ceilings to a chef’s kitchen with dual dishwashers and custom cabinetry — this isn’t your average flip. It’s a trophy asset in one of the most desirable micro‑markets in Las Vegas.

Our investor came to us wanting to maximize leverage while keeping rehab flexibly financed — and that’s where a tailored hard money structure makes all the difference.

Here’s the breakdown:

Loan Amount: $2,800,000 – 90% Loan to Cost
Property Value (Current): ~$4,500,000
Loan Purpose: Luxury Fix & flip purchase + renovation loan
Term: 24 months – unlike many competitors we allow longer terms and extensions when needed

🛠️ What This Means for Investors

If there’s one thing this deal underscores, it’s:

Smart leverage can unlock outsized returns in luxury segments. We are one of the top private lenders in Las Vegas for reason.
Underwriting nuance is critical when property values are high but comps are thin it take a lender that understand the market to make this type of deal happen
Cash flow timing matters — the ability to close quickly and confidently can help win in the luxury fix and flip market

Our team engineered a structure that balanced risk and runway, ensuring the borrower could complete renovations without surprises. This isn’t just a loan; it’s a strategic capital play — and it exemplifies how hard money can elevate well‑executed luxury flips in markets where many lenders often shy away.

📈 Clark County Real Estate: Q4 2025–Early 2026 Market Snapshot

Whether you’re flipping luxury estates in Summerlin or underwriting condos downtown, understanding Clark County trends is critical. Here’s the latest market intelligence.

🏠 Price Trends: Stability Amid Shifts

Clark County has experienced some headwinds, but also signs of resilience:

The median home price in Clark County ended around ~$445K, showing slight year‑over‑year gains of about 1% early in 2026.
Listings are staying on the market longer at 72 days — average days indicate a cooling pace of sales, but not a collapse.

📉 Sales Volume & Market Activity

2025 was a tough year for Clark County home sales, marking one of the largest annual declines in recent history:

Home sales dropped significantly, with reports noting a ~10 % fall in total transactions compared with 2024 — the fewest since the mid‑2000s.
Sales velocity slowed, and many buyers adopted a wait‑and‑see posture as mortgage rates stayed elevated relative to pandemic lows. Entering 2026, this may be poised to reverse as rates have began to trickle down and we are now at the lowest rates since 2023.

🏘️ Inventory & Buyer Dynamics

For investors and agents, inventory tells a fascinating story:

There is more inventory floating around than in 2024 — but much of it is middle‑market and entry‑level properties that struggled to sell in 2025.
Condos and townhomes saw notable price pressure, especially toward year‑end 2025, with median prices dipping year‑over‑year.
Despite slower sales volume, some neighborhoods still show resilience, especially in higher‑end or resort‑style areas.

📊 What Investors Need to Know Now

Affordability remains a core theme. Persistent mortgage rates around 6‑7 % have kept some buyers sidelined, while others move cautiously, waiting for potential rate relief. Nationally, mortgage lock‑in effects are easing slightly as older low‑rate borrowers age out or sell, but it’s a slow shift.

Clark County’s rental market also plays into investor strategy. With rents remaining strong — often high relative to national averages — long‑term buy‑and‑hold still makes sense in many segments.

And while the headline numbers point to flat or slightly down pricing in some pockets, luxury and resort markets — especially well‑positioned communities like Summerlin, Henderson, and The Ridges — show continued demand from affluent buyers.

🧠 Bottom Line for Investors & Lenders

The Clark County market isn’t crashing — it’s normalizing. Prices are stabilizing, sales volume tightened, and buyers are picking spots more selectively. That means smart capital deployment beats blind underwriting, especially in niches like luxury flips. If you’re looking to find a strategic lending partner in Clark County, especially one that understands luxury and value‑add segments, then now is the time to contact Lantzman Lending.

Interested in Breaking into the Luxury Flip Market?

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wk geng

18:08 15 Jan 26

Thanks Dominic, he works really helpful and effecient. Nice to met them.

Angela Merlo-Rains

22:48 13 Jan 26

They helped us acquire an inherited property that was already in foreclosure — not a simple deal — and structured a hard money loan that actually set us up to succeed. They moved quickly, communicated clearly, and walked us through every step of the process. They also provided a rehab budget and withheld funds to cover loan payments, which removed a huge amount of stress and allowed us to focus on execution.

The terms were fair, transparent, and not sketchy — which is rare in this space.

We’ve been working with a lot of lenders lately as we grow our real estate portfolio, and it’s usually an exhausting experience. Overpromising, underdelivering, bait-and-switch tactics, poor communication — you name it. To the point where we joke that “all lenders are liars.”

Lantzman Lending was the complete opposite. Professional, honest, efficient, and truly aligned with our success. That combination is incredibly hard to find.

If you’re an investor looking for a lender who actually does what they say they’re going to do, and does it well — Lantzman Lending is one of the very few I would confidently recommend.

flor Zarate

23:08 12 Jan 26

Lantzman Lending has been our go-to for hard money loans time and time again. They’re responsive, professional, and always close on time—something every realtor values. Highly recommend if you’re looking for a reliable hard money lender.

Shahob A.

23:11 29 Oct 25

Pleasure to work with. Fast and reliable and they don't go looking for the money like so many other hard money lenders.

Debora Jett

03:22 18 Oct 25

I contacted Lantzman Lending and was lucky that Daniel Rosenberg called me back. He was such a pleasure to work with. He was always very timely in responding back to me and was very professional. I definitely would recommend this Company to all of my family and friends. Thank you so very much Daniel for everything in making this Hard Money Loan so seamless.

Howard Katz

19:13 29 Aug 25

We had to close on a a time sensitive real estate acquisition to buy a highly discounted property. My bank of thirty years stated no problem but they would take 6-8 weeks. The other hard lenders like Lima promised quick turnaround but then had zero respect for my time, experience and financial net worth. (I have not been messed around by a lender that much in 40 years).
I contacted Landzman. After a few hours they gave me the thumbs up that I could put in the offer. Deal done. Thanks Landzman

Marco Chavez

01:57 04 Jun 25

Thank you Dominic Thompson for your assistance on our loan with Lantzman Lending. Your attentiveness and communication made the loan process seamless . I highly recommend you and Lantzman Lending for any future home loans and look forward to working with you again in the near future. Thank you for all you did, as it did not go unnoticed.

Properties 24 LLC

21:22 23 May 25

On behalf of our company Properties 24 LLC, I recommend them if you are looking for loans for your fix and flips project. They are your best option. They have already financed 6 projects for us and they are very quick to give you the loans and very friendly.

Mai Yang

04:21 21 May 25

Their whole team was professional and personable. They were quick to respond, explaining and addressing any of my concerns. They explained strategies and let me do what's right for me. Their expertise and efficiency gave me the competitive edge to close on two properties. I'm looking forward to many more transactions with them.

Khalief Brown

18:30 01 May 25

My experience with Lantzman Lending was super smooth. Their entire team is attentive, they all communicated well throughout the entire process and we got the loan funded very quickly. I'd definitely recommend them and look forward to working with them again.