Entry-level fix and flip: City Heights, El Cajon, Lemon Grove, Spring Valley — purchase range $450K–$700K Mid-market renovation: North Park, Normal Heights, Kensington — $700K–$1.1M ADU value-add opportunities: Encanto, Logan Heights, Barrio Logan — density bonus eligible properties Luxury rehab and new construction: La Jolla, Del Mar, Encinitas, Coronado — $1.5M–$5M+
Why San Diego Real Estate Investors Use Hard Money
San Diego County’s real estate market remains one of California’s most competitive investment environments. With a median home price approaching $870,000 and persistent housing undersupply, well-priced properties in neighborhoods like North Park, City Heights, and El Cajon routinely attract multiple offers within days of listing. For real estate investors, that means speed is not a
Will a low credit score prevent me from getting a hard money loan in San Diego?
A low credit score can often be enough to sink a traditional loan, but with a hard money loan from Lantzman Lending a low credit score will never stand in your way. We have no minimum credit requirements or income threshold requirements. With a hard money lender on your side, nothing will keep you from
What is the cost of a hard money loan in San Diego?
The average hard money loan amount in San Diego is between $300,000-$350,000. Specific amounts vary from one case to another and may depend heavily on the lender you choose. At Lantzman Lending we understand the importance of getting the money you need, which is why we offer competitive rates on all of our hard money
What kind of loans are available in San Diego?
Lantzman Lending offers a wide variety of loans for properties in San Diego, including: Fix and flip properties or rehab: single family, multiplexes, condominiums or apartments Construction Refinances Commercial: multi-family units, office spaces, industrial zones, hotels, motels or restaurants Probate,
How can I get approved for a San Diego hard money loan?
Undoubtedly, getting approved is usually the most difficult part of securing a loan and that’s where Lantzman Lending can make the biggest difference. All you need to do is fill out our online preapproval application and you’ll get a response within 24 hours. We understand the need for speed, which is why we have an












