Fix and Flip Loans
At Lantzman Lending, we specialize in Fix and Flip loans designed for California’s fast-paced real estate market. Whether you’re an experienced investor or taking on your first rehab project, our goal is simple: provide fast, flexible funding that helps you close confidently and turn a profit.
We’re not just another lender—we’re private money experts who understand California real estate from the inside out. From San Diego to Sacramento, we’ve been providing tailored financing solutions since 1990.
Rates Starting at 8%
Up to 90% Loan to Cost
100% of Rehab Financed
Loan Terms from 6-24 months
Up to 75% of ARV
Loan Amount $50k up to $5M
Fast, Flexible Fix & Flip Financing for California Real Estate Investors
Navigating the dynamic California real estate market requires agility and access to reliable financing. Our Fix and Flip Loans are designed to empower investors to purchase, renovate, and resell or refinance quickly into a permanent loan. We offer the ability to scale your flipping business or create a rental portfolio with value added equity. Our loan process is built to help you make aggressive offers and close quickly. No appraisals and same day approvals allow you to get your offers accepted the same as cash…
What Are Fix and Flip Loans?
A Fix and Flip loan is a short-term, asset-based loan that helps investors acquire, renovate, and sell properties for a profit. These loans are often referred to as hard money loans and are based more on the after-repair value (ARV) of the property than your credit score or tax returns.
Lantzman Lending provides true private money—no middlemen, no red tape, and direct access to decision-makers.
NEW TO FLIPPING? NO FLIPPING EXPERIENCE? NO PROBLEM! CLICK BELOW!
The terms were fair, transparent, and not sketchy — which is rare in this space.
We’ve been working with a lot of lenders lately as we grow our real estate portfolio, and it’s usually an exhausting experience. Overpromising, underdelivering, bait-and-switch tactics, poor communication — you name it. To the point where we joke that “all lenders are liars.”
Lantzman Lending was the complete opposite. Professional, honest, efficient, and truly aligned with our success. That combination is incredibly hard to find.
If you’re an investor looking for a lender who actually does what they say they’re going to do, and does it well — Lantzman Lending is one of the very few I would confidently recommend.
I contacted Landzman. After a few hours they gave me the thumbs up that I could put in the offer. Deal done. Thanks Landzman
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FREQUENTLY ASKED QUESTIONS
We don’t have a minimum credit score. We take into account your overall scenario. Taking into account your scenario, experience, and credit to make a common sense decision. We understand the credit reporting systems sometimes don’t tell the whole story. Call or email us today so we can review your unique scenario.
No experience, no problem. If you have good credit and some reserves to the the project to the finish line, then we can help you fund your first fix flip. We also consider construction, real estate, and homeownership experience when evaluating your loan. This allows us to lend to new investors with the right borrower profile.
We can close as fast and escrow and title can get us a prelim title report and estimated settlement statement. We are a direct lender and we have funds available. We don’t look for individual investors for each loan as funds are needed. This means we are there for you when you find the right deal and we can close quickly to help you make aggressive offers.
We conduct an in house valuation that involves gathering a photos and a scope of work for renovations that can be completed quickly. Often times we can complete our valuation process in 24 hours or less once we have your application and supporting documents.
Yes, yes, and yes. We allow creative financing options that include all of these options. Call or email us to discuss your unique scenario.
Ready to Partner with Us for Your Next Investment?
Our commitment is to support your real estate ventures with financing solutions that are fast, flexible, and tailored to your needs. With extensive experience in the California market, we are your trusted partner in achieving investment success.
