Fix and Flip Loans California
Use our signature Fix and Flip loan product to help fund your next flip. Whether you’ve flipped 100 or this is your first time, we provide fast, dependable, proven capital at competitive rates to make your next project profitable.
Want to Buy and Hold? Use the BRRRR Method – Use our capital to Buy, Rehab, Rent, Refinance & Repeat!
- Investment Properties Only
- Close in 3-5 days
- We pay Brokers
- First Time Flippers Welcome
- Higher Leverage with More Experience
- Lending Since 1990
Call 858.720.0229
Fast, Flexible Financing for California Real Estate Investors
Navigating the dynamic California real estate market requires agility and access to reliable financing. Our Fix and Flip Loans are designed to empower investors to purchase, renovate, and resell properties swiftly, maximizing returns in a competitive landscape.
What Are Fix and Flip Loans?
Fix and Flip Loans, also known as hard money rehab loans, are short-term financing solutions tailored for real estate investors aiming to acquire properties, enhance their value through renovations, and sell them for profit. Unlike traditional bank loans, these loans prioritize the property’s potential after-repair value (ARV) over the borrower’s credit history, facilitating quicker approvals and funding.
NEW TO FLIPPING? NO FLIPPING EXPERIENCE? NO PROBLEM! CLICK BELOW!
Why Choose Our Fix and Flip Loans in California?
Time is of the essence in real estate investments. Our streamlined process ensures:
- Same-day approvals: Quick decision-making to seize opportunities.
- Funding within 5–10 business days: Ensuring timely project initiation.
We offer flexible terms to suit diverse investment needs:
- Loan Amounts: Ranging from $100,000 to $20 million.
- Loan-to-Value (LTV): Up to 80% of the purchase price.
- After Repair Value (ARV): Financing up to 70% of ARV.
- Interest Rates: Starting at 7.5% to 11%, interest-only payments.
- Loan Terms: Typically 6 to 24 months, with extensions available.
Our services span the entire state, including:
- Southern California: Los Angeles, San Diego, Orange County, Riverside.
- Central California: Fresno, Bakersfield, San Luis Obispo.
- Northern California: San Francisco Bay Area, Sacramento, San Jose.
We understand that each project is unique. Our loan programs cater to various scenarios:
- Property Types: Single-family homes, multi-family units, condos, townhouses.
- Project Types: Distressed properties, foreclosures, short sales, REOs.
- Borrower Profiles: First-time investors, seasoned flippers, LLCs, and corporations.
The Fix and Flip Loan Process
Step 1:
Application Submission
Provide details about the property, renovation plans, and your investment experience.
Step 2:
Loan Evaluation
Our team assesses the property's current value, ARV, and your proposed budget to determine loan eligibility.
Step 3:
Approval & Agreement
Upon approval, we present a term sheet outlining loan specifics, including amount, interest rate, and repayment schedule.
Step 4:
Fund Disbursement
Once terms are agreed upon, funds are disbursed promptly, enabling you to commence your project without delay.
Success Stories:
Empowering Investors Across California
An investor acquired a distressed single-family home in Los Angeles for $500,000. With a renovation budget of $100,000, the property was transformed and sold for $750,000 within six months, yielding a substantial profit.
Los Angeles, CA
A seasoned flipper purchased a multi-unit property in San Francisco for $1.2 million. After investing $300,000 in upgrades, the property sold for $1.8 million, showcasing the potential of strategic investments supported by our financing.
San Francisco, CA
Frequently Asked Questions
We cater to a broad spectrum of investors, including:
- First-time investors: With solid renovation plans and budgets.
- Experienced flippers: Seeking reliable and swift financing.
- LLCs and corporations: Engaged in real estate investments.
Our loans are designed for short-term projects, typically ranging from 6 to 24 months. Extensions are available based on project needs.
No. We encourage successful project completion and offer the flexibility to repay loans early without penalties.
Loan amounts are based on the property’s purchase price, estimated renovation costs, and projected ARV. We offer up to 80% financing on the purchase price and up to 70% on the ARV.
Recently Funded
No Time Wasted: 42 Days to Market in Santa Maria
Fast & Profitable: This San Diego Fix & Flip Was Completed in 90 Days!
Jarupa Valley Success: A Shining Example of How to Conduct a Fix & Flip
Palm Springs Mid-Century Revival — BIA Leasehold Mortgage Success
Showcasing a Stunning Success in Coeur d’Alene, Idaho
Successful Fix and Flip in Coastal California – Lompoc, CA
Partner with Us for Your Next Investment
Our commitment is to support your real estate ventures with financing solutions that are fast, flexible, and tailored to your needs. With extensive experience in the California market, we are your trusted partner in achieving investment success.
