A low credit score can make it almost impossible to secure a traditional bank loan but with a direct hard money loan from Lantzman Lending your credit history won’t stand in your way. We have no minimum credit requirements or income threshold requirements. Nothing will keep you from getting the funding you need so you can move fast to close on a real estate deal.
The difference with hard money loans is really quite simple. We don’t focus on your financial history so there’s no need for intrusive credit and background checks. Unlike traditional lenders, we put the focus on your collateral, including property, retirement accounts, home equity or even cash, whatever you can use to finance the loan in the event of default.
The median home price of $1,332,518 sets San Jose apart from most California communities. It’s a market that requires plenty of capital in order to secure a real estate investment and that means having a lender who can provide quick approval, regardless of your credit score. For years, Lantzman Lending has stood ready to get you the financing you need with minimal stress and no need to deal with a middleman. That can put you in the driver’s seat and help to make your real estate dreams a reality.
