A low credit score can often be enough to sink a traditional loan, but with a hard money loan from Lantzman Lending a low credit score will never stand in your way. We have no minimum credit requirements or income threshold requirements. With a hard money lender on your side, nothing will keep you from securing that dream property you’ve always wanted.

How is it possible to provide funds so quickly? As hard money lenders, we focus on the collateral you provide, such as retirement accounts, home equity, cash or, of course, the property itself, rather than taking a deep dive into your financial history. That means there’s no need for intrusive credit and background checks and the loan can be expedited as soon as possible.

With a median home price of $825,000, the San Diego real estate market can be very competitive. In order to beat your competitors and seal the deal, you need to move fast. Having a lender who can provide quick approval, regardless of your credit score can make all the difference when speed is essential. For many San Diego real estate investors, Lantzman Lending has been that lender, and we’re ready to help you take the stress out of securing the financing you need.

wk geng

6 months ago

Thanks Dominic, he works really helpful and effecient. Nice to met them.

Angela Merlo-Rains

They helped us acquire an inherited property that was already in foreclosure — not a simple deal — and structured a hard money loan that actually set us up to succeed. They moved quickly, communicated clearly, and walked us through every step of the process. They also provided a rehab budget and withheld funds to cover loan payments, which removed a huge amount of stress and allowed us to focus on execution.

The terms were fair, transparent, and not sketchy — which is rare in this space.

We’ve been working with a lot of lenders lately as we grow our real estate portfolio, and it’s usually an exhausting experience. Overpromising, underdelivering, bait-and-switch tactics, poor communication — you name it. To the point where we joke that “all lenders are liars.”

Lantzman Lending was the complete opposite. Professional, honest, efficient, and truly aligned with our success. That combination is incredibly hard to find.

If you’re an investor looking for a lender who actually does what they say they’re going to do, and does it well — Lantzman Lending is one of the very few I would confidently recommend.

flor Zarate

Lantzman Lending has been our go-to for hard money loans time and time again. They’re responsive, professional, and always close on time—something every realtor values. Highly recommend if you’re looking for a reliable hard money lender.

Shahob A.

9 months ago

Pleasure to work with. Fast and reliable and they don't go looking for the money like so many other hard money lenders.

Debora Jett

I contacted Lantzman Lending and was lucky that Daniel Rosenberg called me back. He was such a pleasure to work with. He was always very timely in responding back to me and was very professional. I definitely would recommend this Company to all of my family and friends. Thank you so very much Daniel for everything in making this Hard Money Loan so seamless.

Howard Katz

11 months ago

We had to close on a a time sensitive real estate acquisition to buy a highly discounted property. My bank of thirty years stated no problem but they would take 6-8 weeks. The other hard lenders like Lima promised quick turnaround but then had zero respect for my time, experience and financial net worth. (I have not been messed around by a lender that much in 40 years).
I contacted Landzman. After a few hours they gave me the thumbs up that I could put in the offer. Deal done. Thanks Landzman

Marco Chavez

1 year ago

Thank you Dominic Thompson for your assistance on our loan with Lantzman Lending. Your attentiveness and communication made the loan process seamless . I highly recommend you and Lantzman Lending for any future home loans and look forward to working with you again in the near future. Thank you for all you did, as it did not go unnoticed.

Properties 24 LLC

On behalf of our company Properties 24 LLC, I recommend them if you are looking for loans for your fix and flips project. They are your best option. They have already financed 6 projects for us and they are very quick to give you the loans and very friendly.

Mai Yang

Their whole team was professional and personable. They were quick to respond, explaining and addressing any of my concerns. They explained strategies and let me do what's right for me. Their expertise and efficiency gave me the competitive edge to close on two properties. I'm looking forward to many more transactions with them.

Khalief Brown

My experience with Lantzman Lending was super smooth. Their entire team is attentive, they all communicated well throughout the entire process and we got the loan funded very quickly. I'd definitely recommend them and look forward to working with them again.

Will a low credit score prevent me from getting a hard money loan in San Diego?

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