A low credit score can be the major stumbling block to approval for a traditional bank loan but with a direct hard money loan from Lantzman Lending a low credit score will never stand in your way. We have no minimum credit requirements or income threshold requirements. Past mistakes won’t keep you from getting the funding you need to complete that dream real estate deal.
How is it possible to achieve such a quick approval process? As hard money lenders, we don’t focus on your financial history, which means there’s no need for intrusive credit and background checks. Instead, we put all the weight on the collateral, including property, retirement accounts, home equity or even cash that you can use to finance the loan in the event of default.
With a median home price of $472,661, the Sacramento real estate market is definitely a healthy one. That means that the competition is intense, which makes finding a lender who can provide quick approval regardless of your credit score an absolute necessity. Lantzman Lending has been that lender for many investors in the Sacramento area and we’re ready to do the same for you. We’ll help you get the financing you need when you need it most, with less stress than traditional loans.
