How a Hayward Fix & Flip Earned Big Returns with a Cross-Collateralized Loan
Single Family Investment | Hayward, CA | $570,000 Loan
Lantzman Lending recently funded a $570,000 loan for a Hayward fix & flip project led by a seasoned real estate investor. The single-family home, located in Hayward, CA, was purchased for $592,000 in December 2024. After a full renovation, it sold for $755,000 just four months later in April 2025.
The investor completed a comprehensive remodel—including kitchen, bathrooms, roofing, and exterior upgrades—turning the dated property into a market-ready asset. While the renovation itself wasn’t unusually complex, the financing structure made this project stand out.
Smarter Funding with a Cross-Collateralized Loan
To maximize available capital, Lantzman Lending offers cross-collateralized loan, allowing the borrower to secure funding using multiple properties. This flexible approach made it possible to:
- Access more capital up front – including 100% financing on a project
- Avoid delays on a mid-construction project by getting all the funds up front
- Leverage equity from existing assets for additional reserves
Cross-Collateralization is ideal for experienced real estate investors juggling multiple deals. Instead of being limited by one property’s value, borrowers can use the combined equity from multiple holdings to unlock larger loans and increase their buying or building power.
We Fund Mid-Construction Projects When Others Won’t
Another key advantage? Mid-construction financing. While many lenders may hesitate to fund properties that are already under renovation, Lantzman Lending specializes in these scenarios. We understand the urgency and capital demands of ongoing projects and provide solutions that help investors stay on track and avoid costly delays.
Summary
This Hayward fix & flip is a perfect example of how strategic lending can drive success. With fast funding & flexible terms our borrower turned a solid opportunity into a profitable reality.
Looking for creative financing options for your next fix & flip in Hayward or anywhere in California?
📞 Contact Lantzman Lending today to see how we can help you close faster and grow smarter.
(858)720-0229
